How do I find out my credit score?
“I want to buy a home next year. I know my credit has problems from a few years ago, but I’ve paid all my bills on time or early since 2003. How do I find out what my credit score is now?”
***ANSWER:
Residents of California (and 12 other western states) can get a FREE credit report from the three nationwide credit reporting companies: Equifax, Experian, & TransUnion.
Just go to www.annualcreditreport.com, call 877-322-8228, or mail a standardized form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
By the way, if you do have credit “challenges”, I know a great lender who probably can still get you a home loan. Call me if you want to talk with them.
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