Should I use my Credit Union?
“I’m going to be buying a home soon and I’m a member of the XXXXXXXX (name deleted) Credit Union. Should I go there to get my home loan or to my bank?”
***ANSWER:
Credit unions are funny. Because they’re non-profit, you get some curious results…
Occasionally, credit unions have slightly […]
How about some tips about fixing up a property to sell?
“My wife and I are selling our home in Pacific Beach shortly and moving to Vegas due to her job transfer. What work should we do to our home to ready it for sale? And will we really get more money or will someone […]
Condo vs. Townhome
“My husband and I can’t afford a detached house yet, so we’re going to buy a condo. Is there a difference between a condo and a townhome?”
***ANSWER:
“Condominium” is a form of ownership in which you own an interest in an entire property (the condo complex), with the exclusive right to use […]
What about Termite Reports?
“Hi Gary, it’s XXXXX. As you know, I’ll be calling you to list my house this summer. I want to get your advice. I think the whole termite requirement is a racket. Every home has termites. But I’m a realist and I know I’ll need to clear the house to sell it. […]
How do I find out my credit score?
“I want to buy a home next year. I know my credit has problems from a few years ago, but I’ve paid all my bills on time or early since 2003. How do I find out what my credit score is now?”
***ANSWER:
Residents of California (and 12 […]