“Is it true that since credit scores are pulled by social security number and not by name, credit cards/accounts that are just in my husband’s name (I’m not even listed as an authorized user) will never impact my personal score?”
***ANSWER:
Our preferred lender tells us that credit is run based on name, social security number, […]
“Hi Gary. My neighbor’s home next door was appraised at $825,000. My home is in better condition, so I know mine is worth over $850,000. How can I find out a realistic value without paying for an appraisal?”
***ANSWER:
Before you go any further, let’s look at three questionable assumptions you’ve made to arrive at your […]
Do I have to have 20% down before I buy a home in San Diego?
“Hi Gary. My wife and I are working to save the 20% down before we buy our first home, but it’s slow going. Is it possible to buy with less than 20% down?”
***ANSWER:
Yes! You’re not alone with the crazy […]
Why should I get Pre-Qualified before I start looking for a home?
“I’ve been looking for a home in Mission Valley for 2 months and agents keep pushing me to talk to a lender. I’m looking for a good deal and if I don’t find one I won’t buy. So I don’t want to waste my […]
“Gary, please give me a call. My husband is being transferred to Florida and we’ll be putting our home on the market next week. We’ve heard a lot about you and want to find out about your marketing plan…”
***ANSWER:
I’d love to meet with you…and I’d like to give you some advice.
There’s SO much […]