Archive for November, 2006

Southern California Title Insurance

Thursday, November 30th, 2006

“Hi Gary. I’ve never bought a home before, but I’ve been seeing a lot of good deals and I think it’s time to take the step. I don’t know much about buying a home, but I have a question. What is the purpose of title insurance and do I need to buy it?”
***ANSWER:
When you buy […]

San Diego Loan Documents

Tuesday, November 28th, 2006

“I hear about no-doc loans. What documents are normally needed for a full-doc loan?”
***ANSWER:
Here are the items you typically need when you do a full-doc loan application:
- Copy of sales contract
- List of your residences last 2 years
- Employer names and addresses last 2 years
- Copy of last 2 years tax returns
- Copy […]

Choosing A San Diego Real Estate Agent

Tuesday, November 21st, 2006

“It seems like all the agents I’m talking with want to list my home for six months. Should I list for that long?”
***ANSWER:
Provided you hire the right agent, there’s a valuable benefit to giving the agent enough time to sell your home.
For example, say you have a short listing and you get […]

San Diego Home Priorities

Sunday, November 19th, 2006

“Hi Gary. I know from when we bought our current home that buying a home can be so emotional. In fact, this home really doesn’t even some of the features I really wanted. Can you give me any ideas to organize my thoughts and do this the right way?”
***ANSWER:
Get out a sheet […]

Title Insurance

Monday, November 13th, 2006

“Hi Gary. I’ve never bought a home before, but I’ve been seeing a lot of good deals and I think it’s time to take the step. I don’t know much about buying a home, but I have a question. What is the purpose of title insurance and do I need to buy […]