Archive for November, 2006

Bad Credit?

Friday, November 10th, 2006

“Hi Gary. I’d like to buy a home. But the very little credit I have isn’t good. Any suggestions on how to improve my credit?”
***ANSWER:
Here are five suggestions anyone can use to rebuild credit:
Get a secured credit card-
Secured credit cards report your credit payment history to credit bureaus just like a regular […]

Got bugs?

Wednesday, November 8th, 2006

“I’ve heard so many things about termites and termite inspectors. I don’t know how it all works. What should I expect when I sell my home?”
***ANSWER:
Let’s go ahead and clear up some common misconceptions about termites and selling a home…
Not just termites–
A “structural pest control” inspection covers ANY insect, organism, or condition that […]

Pick an Agent

Monday, November 6th, 2006

“We want a 4BR/2BA home in Clairemont or Serra Mesa under $475,000. But for some reason my agent keeps calling us with 3BR homes and houses in other areas like Mira Mesa. This happened last time when we bought our condo. What’s the deal?”
***ANSWER:
It’s because few agents really listen or take the […]

Mortgage brokers

Friday, November 3rd, 2006

“I’ve heard that if you use a mortgage broker they charge you more and just tend to cause problems. Do you advise getting a home loan from a mortgage broker or a bank?”
***ANSWER:
The upside of mortgage brokers is they can shop many places to find you the best loan. Here are the three […]

Another Fixer-Upper Question

Wednesday, November 1st, 2006

“We have a beat-up little rental house in Clairemont that we’d like to sell. What advice can you tell us about fixing it up?”
***ANSWER:
Ahhh, another fix-up question. Here are “Gary’s 7 Rules For Preparing Home For Sale”:
1. What you like in a home & what sells it are 2 different things! Unless […]