Archive for January, 2007

Refinancing Your San Diego Home?

Thursday, January 11th, 2007

Financing:
I refinanced my house 2 years ago and the rate is fixed for 3 years. Because I’m low income, I can’t really afford to have my payment fluctuate each month so I’d like to refinance again and get a fixed rate.
Last time, I had a broker find a loan for me but neither of […]

San Diego Real Estate Agent

Sunday, January 7th, 2007

“Hi Gary. We’re going to be selling our home. Do you recommend an agent who works solo or one that has a team?”
***ANSWER:
Before I answer that, I should tell you that I fit in the latter category. That being said…
Use an agent with a team!
Why?
Today, selling a home is so much more […]

San Diego Buyer’s Market

Thursday, January 4th, 2007

“Gary, as you know the market has changed drastically in the past year. It’s gone from a seller’s to a buyer’s market. My question is whether I should buy in a buyer’s market. What do you think?”
***ANSWER:
Here’s the funny thing. When we had an overheated seller’s market 2000-2005, many people said […]