Archive for July, 2007

Selling San Diego Home

Monday, July 30th, 2007

“What should I fix before I sell my home?”
***ANSWER:
Great question.
My advice is to fix the obvious, disclose the rest, and expect to fix or credit funds for a few items as part of negotiations.
FIX
Expanding on that, if you’ve go the time and desire, fix the visible things that will help your home sell. Fix […]

When Should I get The Home Inspection

Friday, July 27th, 2007

“Hi Gary. When I buy a home, I’ll take your advice and definitely have it inspected. A few questions: When should I do it? How much does one cost? How long does it take?”
***ANSWER:
You should do your home inspection asap after your offer is accepted. You typically have 7 to 17 days to inspect and […]

Preparing To Sell A Home

Tuesday, July 24th, 2007

“Question: What repairs do you have to make when you sell your home?”
***ANSWER:
Less than you may think. The only legal requirements are having your water heater correctly strapped, and working smoke detectors up in all “sleeping areas.” That’s it. Here are some other items you’re NOT legally required to do, though most homebuyers expect them:
Low-flow […]

Making An Offer On San Diego Homes

Wednesday, July 18th, 2007

“My wife and I rent and there’s been a house for sale down the street. After driving by it for 4 months, we decided to make an offer. When we did, suddenly the seller’s agent said he had another offer. It seems all too coincidental. How often do agents lie and say there’s a second […]

Different FICO Scores

Saturday, July 14th, 2007

“I just talked to a lender about refinancing my condo and he told me my FICO scores. They’re 719, 729, and 744. How come there’s 3 different scores?”
***ANSWER:
There are three nationwide credit bureaus, each with their very own FICO score name:
- Experian has “”Experian, Fair Isaac Risk Model”
- TransUnion has “FICO Risk Score, Classic”
- Equifax […]