“I’m saving up money for a down payment, but I’d like to get into a house now since prices are so attractive and there are so many homes for sale to
choose from. What do you think of getting a home on a lease-option?”
***ANSWER:
There are some +’s and –‘s, that I’ll go over in a moment. [...]
“Hi Gary. I got laid off awhile back and got behind on my bills and hurt my credit. I’ve had a good job for two years now and I’d like to finally buy a home, but my FICO score isn’t that good. Is there any way I can buy a home?”
***ANSWER:
A couple of years ago, [...]
“I’m buying a home and had 17 days from acceptance to remove my contingencies, which is today. The seller’s agent just faxed over another disclosure paper, but insists I remove all my contingencies today because this new disclosure isn’t on a legally-required form. Do I still have 5 days from receipt to approve this disclosure [...]
“My wife and I need to sell our condo, but we owe $519,000 and it’s only worth about $495,000. An agent we know told us we could do something called a short sale where the bank agrees to accept the proceeds from the sale even though it’s less than the $520,000? The agent made it [...]
“Hi Gary: My friend bought a home a year ago. He’s getting ready to refinance it so he can get money to pay off other debts. After he refinances he’s going to sell and get another place. I told him he’d have to pay taxes because he’s had it less than 2 years. But he [...]
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